Last Updated: July 3, 2025
Welcome to Fairoaks. By accessing or using our banking services, website, or mobile application, you agree to be bound by these Terms and Conditions. Please read them carefully.
By registering for an account, using our services, or accessing our platform, you agree to comply with and be legally bound by these Terms and Conditions, our Privacy Policy, and any additional policies we may post.
You must be at least 18 years old and legally capable of entering into binding contracts. By using our platform, you confirm that you meet these requirements.
To comply with anti-money laundering (AML) regulations, you must complete our Know Your Customer (KYC) verification process. We reserve the right to request additional documents and decline or suspend service based on risk assessment.
You agree to pay all applicable fees associated with your use of our services. Fee schedules are published on our website and may change with notice.
We use encryption, firewalls, and multi-factor authentication to secure your data and transactions. However, you are also responsible for maintaining secure access to your devices and login information.
You may not use our services for:
Fairoaks is not liable for any indirect, incidental, or consequential damages arising from your use of our services, unless required by law.
We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice.
We may update these Terms and Conditions from time to time. When we do, we will post the changes on our website and update the "Last Updated" date above.
If you have questions about these Terms, contact us at: